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Questions

• I live in an older mobile home in a park, but would like to buy a new home on its own land. Do you take trade-ins?
• What are the benefits of purchasing a manufactured home over a conventional site-built home?
• Where are your homes built? Can I tour the factory?
• What do I do when I find small items of repair after I move into my new home?
• How does Skyline compare with other manufactured homes we have looked at?
• What exactly is a manufactured home?
• Can I change the location of walls, doors or windows?
• I am in a wheelchair. Can Skyline build a home that is specially adapted for my physical needs?
• With the cost of electricity these days, I would like to know if your homes are energy-efficient?
• Can I pick out my own color choices or do I need to select what is displayed in your model home?
• How much do I need to put down on a home?
• What is important in land and home financing?
• Do you offer FHA and VA loans? Also, do you have any finance programs available for first-time homebuyers?
• We live in the city but want to move out in the country. Can you help us find land too?
• How do I apply for a permit for a new or used manufactured home?
• How long does it take for our manufactured home to be built and for us to move in?

Answers

I live in an older mobile home in a park, but would like to buy a new home on its own land. Do you take trade-ins?
Our company is one of the few companies that will be more than happy to take your present home, which may be in a park or on your own land, in on trade. We have a excellent trade-in program and if you would like more information about your present home's trade-in value, please give us a call @ (541) 463-2022.

What are the benefits of purchasing a manufactured home over a conventional site-built home?
When I first got into the industry (19 years ago) I found customers purchased a manufactured home because of economics. Today I find our customers are purchasing a manufactured home because of "choice." There are many benefits to the manufactured home over a site built home: the first, without question, is "value." When you consider the cost per sq. ft. of a site-built home versus the manufactured home, our homes will always be the best value for the dollar. But there is much more than just value. The manufactured home is built in a controlled environment and is not subject to weather. H.U.D. requires that the exterior lumber be only dry-kilned lumber that will have longevity. Our customers tell us that one of the biggest reasons is design and openness of the floor plan that made their buying decision.

Where are your homes built? Can I tour the factory?
We are an exclusive "Skyline" Sales Center. The Skyline Homes that we display are built in McMinnville, Oregon and yes, we can make arrangements for a factory tour.

What do I do when I find small items of repair after I move into my new home?
After the interior of the home has been completed, the Skyline service technician that worked on the initial service of your home will do a "walk through" with you. Without a question, there will always be something that was missed, but the technician will address the repair after the walk through. If you should encounter other repairs within the first 15 months, please contact us so that we can assist you by having a Skyline service technician come out and correct the problem.

How does Skyline compare with other manufactured homes we have looked at?
Emerald Lifestyle Homes has maintained a reputation of being a Home Center based on integrity and value in the manufactured home industry and there are many factories that would love to do business with us. Our choice for over the past ten years has been Skyline because of the quality that they build, their attention to detail, but most importantly, the emphasis they have placed on servicing what they build. Skyline and Emerald Lifestyle Homes share that same interest in not only offering a quality product, but servicing what they build.

What exactly is a manufactured home?
It is built entirely in a factory--the only housing in America built to a national building code! A manufactured home is built indoors where the weather is never a factor and strict quality standards can be met. Upon completion, it is transported to your home-site.

Professional contractors who are specially trained and certified in manufactured home setup assure proper preparation of the site, place the home on a solid foundation, hook up utilities, and make the home ready for you to move in.

Residential exterior siding and roofing materials are used on all manufactured homes sold in the Northwest. You can select your own floor plan and also choose all your interior and exterior colors, including countertops, carpet, linoleum and drapes. There are hundreds of factory options available, depending upon your budget.

Once sited, the manufactured home visually is just like any other home in the neighborhood. The big difference is combining quality and affordability. Manufactured homes are the housing option of choice for families and retirees, in starter homes and expansive estates, on rural acreage and traditional residential neighborhood lots.

The term "mobile home" is used for those homes that were built prior to June 15, 1976, when HUD (Department of Housing and Urban Development) code went into effect. Manufactured homes must meet strict HUD guidelines for design and construction, strength and durability, transportability, fire resistance, energy efficiency and quality!

Can I change the location of walls, doors or windows?
The simple answer is "yes." There are some limitations when it comes to a change that may involve a structural element. However, you never know if you don't ask. Our home consultants are here to serve you. If they don't have an answer, they will call their assistant at the plant and if necessary, get engineering involved.

I am in a wheelchair. Can Skyline build a home that is specially adapted for my physical needs?
Without a question. Skyline has already developed an assisted living shower, as well as paying attention to many other features in the home such as the following:

• All exterior doors are standard 36x80 residential size.
• Many interior doors (where floor plans allow) will be built wider to make it more wheelchair friendly.
• Skyline is willing to make other changes, providing the floor plan will allow them, to give you a better functioning home.

With the cost of electricity these days, I would like to know if your homes are energy-efficient?
Skyline homes are built with efficiency in mind. All Skyline homes are built with exterior 6" walls with 16" on center. The windows are all vinyl frame windows with low-E. Skyline offers a "Super Good Cents" option that will meet or exceed the requirements of Bonneville Power. The "Super Good Cents" is a standard feature on the Lexington product. Also check with your local utility company on any rebates that are available when you order your new home with "Super Good Cents," or "Natural Choice Gas."

Can I pick out my own color choices or do I need to select what is displayed in your model home?
When it comes to colors, Skyline offers a large selection that will fit your desired color theme. There are many color selections, from the exterior to the interior, that will fit your lifestyle! Choose from name-brand carpet, linoleum, Formica countertops, ceramic accents and paints.

How much do I need to put down on a home?
There are many financing programs on the market from zero down and up. The amount of the down-payment needed depends on you. The Bank makes the determination of the down-payment based on your credit history, your debt-to-income ratio and your job history. We have helped many clients get pre-approved before they ever make a buying decision. If you are interested in getting pre-approved, give us a call at (541) 463-2022.

What is important in land and home financing?
We have helped many folks over the past 13 years who would like to own their own land and home, but they did not know if they would qualify for financing or did not know all the ingredients needed to arrange the "Total Package" for financing. We will be more than happy to sit down with you and discuss your housing needs or arrange a pre-approval for your financing. We know you want to make the right decision and we want to give you all the information you need so that there are no "UNKNOWNS" in the equation. The following is a breakdown of the ingredients....

THERE ARE 4 MAIN INGREDIENTS WHEN YOU MAKE YOUR DECISION TO PURCHASE A LAND & HOME PACKAGE:

• THE HOME-Choosing the right floor plan that meets your needs and your budget. We have many floor plans to choose from that will meet your family & lifestyle needs.
• THE LAND-Choosing the right location that will be near your job and the kid's school. We work with many realtors to find the site that best suits your location needs.
• THE IMPROVEMENTS-Choosing a contractor that you feel will be able to do quality work and be able to complete the work in a timely fashion. We have several contractors that we have worked with over the years that have proven to us that they take your best interest at heart to do a quality job.
• THE FINANCING-Choosing a mortgage broker that can find you the best programs and interest rates that are available in today's market. We have a mortgage broker that we have worked with for the past 5 years that is exceptional in finding the best programs for our clients and in a very timely fashion.

Emerald Lifestyle Homes is totally committed to working for you not only on the Home, but the Land, Improvements and the Financing to give you the "TOTAL PACKAGE". For more information you can also call our office @ (541) 463-2022.

Do you offer FHA and VA loans? Also, do you have any finance programs available for first-time homebuyers?
We not only offer, but have done many FHA & VA type of loans, as well as the Rural Housing Program for customers with limited down-payment. There are also many other type of loans that will fit the first time buyer and stated income buyer. If you have questions, please call us @ (541) 463-2022.

We live in the city but want to move out in the country. Can you help us find land too?
We are not licensed with the state to sell land only, but we know of many good realtors that can help you find the right land to place your new home on. We will also be happy to work with your own realtor. What we can help you with are the home, improvements and the financing of the "TOTAL PACKAGE." We have a tremendous amount of experience in financing "land and home packages," and you can feel confident that we are here to guide you through the entire process.

How do I apply for a permit for a new or used manufactured home?
It's good that you are thinking ahead about the placement of your new home. There are certain steps to go through to begin your process of obtaining a permit for your manufactured or mobile home, which may be going into a park or onto land. The first step is to make written application with your County's Lane Management Division.

If you live in Lane County, you'll find their website under our "Web Links" menu. This site will assist you with informational guides and other permit requirements you may need. In many cases, our contractors can do the legwork and paperwork for you and the permit fees can be included in the financing.

How long does it take for our manufactured home to be built and for us to move in?
After we have received finance approval and you are ready to order your new home, it will take approximately four weeks to be built at the factory. Many times when you know that the permit process either in the county or the city will be approved, you can work the permit process and home ordering at the same time. Once your home has been delivered to your site, it takes anywhere from four weeks to six weeks to complete, depending upon the amount of outside improvements that are needed or wanted.